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Junior Individual Savings Accounts (ISAs)

Junior ISAs provide a tax-free way to save for under 18s. The money in a Junior ISA belongs to the child, but they can't take the money out until they are 18. They can then decide what they want to do with it. Because savings are locked into the account until the account holder's 18th birthday, Junior ISAs are for building long-term assets, rather than day-to-day savings.

Junior ISAs replaced new Child Trust Funds in 2011.

External Links

Junior Individual Saving Accounts for Looked After Children -  Statutory Guidance for Local Authorities

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